Introducing the CHAMP Plan: A Game-Changer for Small Businesses in California
Introducing the CHAMP Plan: A Game-Changer for Small Businesses in California
The Solano Hispanic Chamber of Commerce (SHCC) is proud to introduce an exciting new member benefit in partnership with Champion Health and Davco Financial — a cost-saving, health-supporting solution designed specifically for small business owners and their teams.
In today’s challenging economic climate — especially in California, where payroll taxes and healthcare costs are rising — business owners need more than traditional solutions. They need smart tools that boost retention, save money, and support employee well-being. The CHAMP Plan does just that.
What Is the CHAMP Plan?
The CHAMP Plan is a Section 125 Cafeteria Plan (IRS Code) that empowers small businesses to offer employees access to real health benefits at no net cost to the business or employees. It leverages existing tax laws to:
In today’s challenging economic climate — especially in California, where payroll taxes and healthcare costs are rising — business owners need more than traditional solutions. They need smart tools that boost retention, save money, and support employee well-being. The CHAMP Plan does just that.
What Is the CHAMP Plan?
The CHAMP Plan is a Section 125 Cafeteria Plan (IRS Code) that empowers small businesses to offer employees access to real health benefits at no net cost to the business or employees. It leverages existing tax laws to:
- Reduce employer payroll taxes by $573 per employee per year
- Increase employees’ take-home pay by $30–$300/month
- Offer real health tools like telemedicine, mental health support, generic prescriptions, and unlimited primary care visits
It’s more than a health benefit. It’s a health efficiency plan — designed to shift employees away from reactive sick care and toward proactive wellness, all while improving the bottom line for employers.
Why It Matters to Business Owners
Small businesses across California are facing:
Why It Matters to Business Owners
Small businesses across California are facing:
- Increased payroll taxes due to the state’s growing unemployment debt (now over $22 billion as of 2025)
- Soaring healthcare costs and benefit opt-out rates
- Challenges in hiring and keeping reliable employees
The CHAMP Plan addresses all of this. It not only helps retain good workers and attract new ones, but also lets small businesses become more competitive without increasing overhead.
Here’s how:
Here’s how:
- Monthly employer savings: Over $47 ($500–$600+ per enrolled employee, per year)
- Boosts employee pay without raising wages
- Reduces taxable payroll, which offsets the cost of the program
- Simplifies employee engagement with a mobile app, AI health coach, and facial scan vitals
What Employees Receive
Employees (and in many cases, their families) get:
- Unlimited doctor and urgent care visits
- 100% coverage on generic prescriptions
- 24/7 telemedicine and mental health access
- Preventative care exams at no cost
- A personal health assistant and AI-based wellness tracking
- Real-time alerts and health risk detection via facial scan technology
And best of all, they’ll see an increase in their take-home pay each month — a rare win-win.
It’s Simple to Get Started
Employees log into one easy-to-use app that keeps all their benefits and wellness tools in one place. By simply checking in once a month (via telehealth or facial scan), their benefits and monthly claim credits are activated automatically.
Employers receive a full analysis — called a census — to determine their exact payroll tax savings and employee pay increases. Everything is automated and guided through the plan administrators.
🤝 Let’s Work Together
Whether you’re a small restaurant with five employees or a manufacturer with 100+, the CHAMP Plan is flexible and scalable. It's not insurance, it does not replace, compete, or interfere with your primary health insurance — it's a wellness-first compensation strategy that helps employees and employers alike.
Ready to boost employee benefits and save on payroll taxes?
👉 Learn more and request a free savings analysis at solanohcc.com/champ-plan »
🟧 Proudly supporting Hispanic businesses with real-world solutions that grow people, not just profits.
It’s Simple to Get Started
Employees log into one easy-to-use app that keeps all their benefits and wellness tools in one place. By simply checking in once a month (via telehealth or facial scan), their benefits and monthly claim credits are activated automatically.
Employers receive a full analysis — called a census — to determine their exact payroll tax savings and employee pay increases. Everything is automated and guided through the plan administrators.
🤝 Let’s Work Together
Whether you’re a small restaurant with five employees or a manufacturer with 100+, the CHAMP Plan is flexible and scalable. It's not insurance, it does not replace, compete, or interfere with your primary health insurance — it's a wellness-first compensation strategy that helps employees and employers alike.
Ready to boost employee benefits and save on payroll taxes?
👉 Learn more and request a free savings analysis at solanohcc.com/champ-plan »
🟧 Proudly supporting Hispanic businesses with real-world solutions that grow people, not just profits.
